html { scroll-behavior: smooth; }

:root {
  --cbe-bg: #f6f7fb;
  --cbe-surface: rgba(255, 255, 255, 0.92);
  --cbe-surface-solid: #ffffff;
  --cbe-text: #0b1f36;
  --cbe-muted: rgba(11, 31, 54, 0.72);
  --cbe-border: rgba(11, 31, 54, 0.10);
  --cbe-navy: #0b1f36;
  --cbe-navy-2: #103054;
  --cbe-gold: #c7a45a;
  --cbe-gold-2: #e4d2a3;
  --cbe-radius: 16px;
  --cbe-radius-sm: 12px;
  --cbe-shadow: 0 10px 30px rgba(11, 31, 54, 0.10);
  --cbe-shadow-sm: 0 6px 18px rgba(11, 31, 54, 0.08);
  --cbe-ring: rgba(199, 164, 90, 0.55);
}

body.cbe-home {
  margin: 0;
  color: var(--cbe-text);
  background:
    radial-gradient(900px 600px at 10% 0%, rgba(199, 164, 90, 0.12), transparent 55%),
    radial-gradient(800px 520px at 92% 18%, rgba(16, 48, 84, 0.10), transparent 58%),
    var(--cbe-bg);
  font-family: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
}

body.cbe-home::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  background: repeating-linear-gradient(90deg, transparent 0, transparent 96px, rgba(11, 31, 54, 0.02) 97px);
  opacity: 0.06;
  z-index: -1;
}

.cbe-home * {
  box-sizing: border-box;
}

.cbe-home a {
  color: inherit;
  text-decoration: none;
}

:where(.cbe-home a, .cbe-home button, .cbe-home input, .cbe-home textarea, .cbe-home select):focus-visible {
  outline: 3px solid var(--cbe-ring);
  outline-offset: 2px;
}

.cbe-shell {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
}

/* Header: reduce left/right gutters (logo + actions) */
.cbe-header .cbe-shell {
  width: min(1200px, calc(100% - 24px));
}

.cbe-utility {
  background: linear-gradient(90deg, var(--cbe-navy), #0d2a4d);
  color: rgba(255, 255, 255, 0.86);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.cbe-utility-inner {
  min-height: 42px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  font-size: 0.83rem;
}

.cbe-utility-left,
.cbe-utility-right {
  display: flex;
  align-items: center;
  gap: 14px;
}

.cbe-utility-right a {
  opacity: 0.9;
}

.cbe-utility-right a:hover,
.cbe-utility-right a:focus-visible {
  opacity: 1;
  text-decoration: underline;
}

.cbe-utility-kai {
  padding: 6px 12px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.08), rgba(255, 255, 255, 0.16));
}

.cbe-dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.5);
}

.cbe-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(12px);
  box-shadow: 0 8px 18px rgba(11, 31, 54, 0.06);
}

.cbe-brand-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 20px 0;
  background: rgba(255, 255, 255, 0.90);
  border-bottom: 1px solid var(--cbe-border);
}

.cbe-brand-left {
  display: flex;
  align-items: center;
  gap: 18px;
  min-width: 0;
}

.cbe-brand {
  display: inline-flex;
  align-items: center;
  gap: 0;
}

.cbe-brand-nav {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: nowrap;
  overflow: hidden;
  white-space: nowrap;
  min-width: 0;
}

.cbe-brand-nav a {
  color: rgba(11, 31, 54, 0.78);
  font-weight: 700;
  font-size: 0.92rem;
  padding: 10px 10px;
  border-radius: 999px;
  transition: background 0.16s ease, color 0.16s ease, transform 0.16s ease;
}

.cbe-brand-nav a:hover,
.cbe-brand-nav a:focus-visible {
  color: var(--cbe-text);
  background: rgba(199, 164, 90, 0.14);
  transform: translateY(-1px);
}

.cbe-brand-logo {
  width: clamp(280px, 38vw, 520px);
  height: 72px;
  border-radius: 0;
  object-fit: contain; /* avoid cropping the mark/text */
  object-position: left center;
  border: 0;
  background: transparent; /* remove white background */
  box-shadow: none;
  flex-shrink: 0;
}

.cbe-brand:hover .cbe-brand-title {
  color: color-mix(in srgb, var(--cbe-gold) 88%, var(--cbe-text) 12%);
}

.cbe-brand-seal {
  width: 68px;
  height: 68px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background:
    radial-gradient(circle at 30% 30%, rgba(255, 255, 255, 0.30), transparent 32%),
    linear-gradient(145deg, var(--cbe-gold), #8f7448);
  color: #fff;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  box-shadow: 0 14px 30px rgba(20, 35, 59, 0.14);
}

.cbe-brand-text {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.cbe-brand-title {
  color: var(--cbe-text);
  font-family: "Sora", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 1.55rem;
  font-weight: 700;
  line-height: 1.1;
}

.cbe-brand-subtitle {
  color: var(--cbe-muted);
  font-size: 0.92rem;
}

.cbe-header-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

.cbe-lang-switch {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #58697f;
  font-size: 0.9rem;
}

.cbe-lang-switch a[aria-current="page"] {
  color: #102845;
  font-weight: 700;
}

.cbe-search-btn {
  appearance: none;
  border: 0;
  border-radius: 999px;
  padding: 11px 18px;
  background: linear-gradient(135deg, var(--cbe-navy), var(--cbe-navy-2));
  color: #fff;
  font-weight: 600;
  cursor: pointer;
  box-shadow: 0 12px 24px rgba(11, 31, 54, 0.16);
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
}

.cbe-search-btn:hover,
.cbe-search-btn:focus-visible {
  transform: translateY(-1px);
  background: linear-gradient(135deg, #0d2644, #143e6b);
  box-shadow: 0 16px 34px rgba(11, 31, 54, 0.18);
}

.cbe-nav-wrap {
  background: rgba(255, 255, 255, 0.92);
  border-top: 1px solid var(--cbe-border);
  border-bottom: 1px solid var(--cbe-border);
}

/* Desktop: nav lives beside logo */
@media (min-width: 981px) {
  .cbe-nav-wrap { display: none; }
}

/* Tablet/mobile: use the existing nav bar, hide the beside-logo nav */
@media (max-width: 980px) {
  .cbe-brand-nav { display: none; }
}

.cbe-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: 58px;
}

.cbe-nav a {
  color: rgba(11, 31, 54, 0.86);
  font-weight: 600;
  font-size: 0.96rem;
  position: relative;
  padding: 18px 0;
}

.cbe-nav a:hover,
.cbe-nav a:focus-visible {
  color: var(--cbe-navy);
}

.cbe-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 10px;
  height: 2px;
  transform: scaleX(0);
  transform-origin: center;
  background: linear-gradient(90deg, var(--cbe-gold), var(--cbe-gold-2));
  transition: transform 0.2s ease;
}

.cbe-nav a:hover::after,
.cbe-nav a:focus-visible::after {
  transform: scaleX(1);
}

.cbe-hero {
  padding: 64px 0 44px;
}

.cbe-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 18px 0 8px;
}

.cbe-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border-radius: 999px;
  font-weight: 800;
  letter-spacing: 0.01em;
  border: 1px solid rgba(16, 40, 69, 0.12);
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease, border-color 0.18s ease;
}

.cbe-btn:hover,
.cbe-btn:focus-visible {
  transform: translateY(-1px);
  box-shadow: 0 14px 30px rgba(16, 40, 69, 0.14);
}

.cbe-btn-primary {
  background: linear-gradient(135deg, var(--cbe-gold), #8f7448);
  border-color: rgba(199, 164, 90, 0.55);
  color: #fff;
}

.cbe-btn-ghost {
  background: rgba(255, 255, 255, 0.70);
  border-color: rgba(11, 31, 54, 0.14);
  color: var(--cbe-text);
}

.cbe-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(320px, 0.9fr);
  gap: 32px;
  align-items: stretch;
}

.cbe-hero-copy {
  padding: 42px;
  border-radius: var(--cbe-radius);
  background:
    radial-gradient(800px 240px at 10% 10%, rgba(199, 164, 90, 0.16), transparent 55%),
    var(--cbe-surface-solid);
  border: 1px solid var(--cbe-border);
  box-shadow: var(--cbe-shadow);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.cbe-hero-copy::after {
  content: "";
  position: absolute;
  inset: auto -40px -40px auto;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(16, 48, 84, 0.12), transparent 68%);
  pointer-events: none;
}

.cbe-kicker,
.cbe-section-kicker,
.cbe-panel-eyebrow,
.cbe-news-tag,
.cbe-video-date {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.76rem;
  font-weight: 700;
}

.cbe-kicker,
.cbe-section-kicker,
.cbe-panel-eyebrow,
.cbe-news-tag {
  color: #9f7a3f;
}

.cbe-hero-copy h1,
.cbe-section-head h2,
.cbe-footer h3,
.cbe-footer h4 {
  font-family: "Sora", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
}

.cbe-hero-copy h1 {
  margin: 8px 0 8px;
  color: var(--cbe-text);
  font-family: "Sora", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: clamp(1.9rem, 3.2vw, 2.85rem);
  line-height: 1.1;
  letter-spacing: -0.025em;
  text-wrap: balance;
  max-width: 22ch;
}

.cbe-hero-text {
  margin: 0;
  max-width: 60ch;
  color: var(--cbe-muted);
  font-size: 1.02rem;
  line-height: 1.75;
}

.cbe-kicker {
  letter-spacing: 0.16em;
  opacity: 0.9;
}

.cbe-search-card {
  margin-top: 28px;
  padding: 20px;
  border-radius: 10px;
  background: #f7f4ed;
  border: 1px solid rgba(159, 122, 63, 0.2);
}

.cbe-search-label {
  display: block;
  margin-bottom: 10px;
  color: #102845;
  font-size: 0.84rem;
  font-weight: 700;
}

.cbe-search-row {
  display: flex;
  gap: 12px;
}

.cbe-search-row input {
  flex: 1;
  min-width: 0;
  height: 50px;
  border-radius: 8px;
  border: 1px solid rgba(16, 40, 69, 0.12);
  background: #fff;
  padding: 0 16px;
  font: inherit;
  color: #102845;
}

.cbe-search-row button {
  appearance: none;
  border: 0;
  border-radius: 8px;
  padding: 0 22px;
  background: linear-gradient(135deg, #b6955d, #8f7448);
  color: #fff;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.18s ease, box-shadow 0.18s ease, filter 0.18s ease;
}

.cbe-search-row button:hover,
.cbe-search-row button:focus-visible {
  transform: translateY(-1px);
  box-shadow: 0 12px 24px rgba(143, 116, 72, 0.22);
  filter: brightness(1.04);
}

.cbe-hero-panel {
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  gap: 16px;
  min-height: 100%;
  padding: 34px;
  border-radius: var(--cbe-radius);
  background:
    radial-gradient(900px 460px at 18% 18%, rgba(199, 164, 90, 0.16), transparent 60%),
    radial-gradient(820px 520px at 86% 30%, rgba(255, 255, 255, 0.10), transparent 62%),
    linear-gradient(145deg, #091b31, #103054 55%, #214f7a);
  color: #fff;
  box-shadow: var(--cbe-shadow);
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.10);
}

.cbe-hero-panel::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at top right, rgba(255, 255, 255, 0.14), transparent 30%),
    radial-gradient(circle at bottom left, rgba(199, 164, 90, 0.18), transparent 36%),
    repeating-linear-gradient(135deg, rgba(255, 255, 255, 0.08) 0, rgba(255, 255, 255, 0.08) 1px, transparent 1px, transparent 10px);
  opacity: 0.75;
  pointer-events: none;
}

.cbe-hero-panel::after { content: none; }

.cbe-hero-panel h2 {
  margin: 0;
  font-family: "Sora", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 1.65rem;
  line-height: 1.18;
  letter-spacing: -0.01em;
}

.cbe-hero-panel p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.7;
}

.cbe-panel-link {
  color: rgba(255, 255, 255, 0.92);
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  width: fit-content;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  background: rgba(255, 255, 255, 0.08);
  transition: transform 0.18s ease, background 0.18s ease, border-color 0.18s ease;
}

.cbe-panel-link::after {
  content: "→";
  opacity: 0.9;
}

.cbe-panel-link:hover,
.cbe-panel-link:focus-visible {
  transform: translateY(-1px);
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(199, 164, 90, 0.42);
}

.cbe-hero-highlights {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 18px;
}

.cbe-highlight-chip {
  padding: 14px 16px;
  border-radius: 10px;
  border: 1px solid rgba(16, 40, 69, 0.08);
  background: rgba(255, 255, 255, 0.72);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.5);
}

.cbe-highlight-chip strong {
  display: block;
  margin-top: 4px;
  color: #102845;
  font-size: 0.94rem;
}

.cbe-highlight-label,
.cbe-panel-meta-label {
  display: block;
  color: #70829a;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.7rem;
  font-weight: 700;
}

.cbe-panel-meta {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 8px;
}

.cbe-panel-meta > div {
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.cbe-panel-meta strong {
  display: block;
  margin-top: 6px;
  font-size: 0.95rem;
}

.cbe-section {
  padding: 34px 0 44px;
}

.cbe-section-alt {
  background: rgba(255, 255, 255, 0.66);
  border-top: 1px solid rgba(16, 40, 69, 0.05);
  border-bottom: 1px solid rgba(16, 40, 69, 0.05);
}

.cbe-section-head {
  margin-bottom: 24px;
  display: flex;
  align-items: flex-start;
  justify-content: flex-start;
  flex-direction: column;
  gap: 20px;
}

.cbe-section-head-tight {
  margin-bottom: 18px;
}

.cbe-section-head h2 {
  margin: 10px 0 0;
  color: #102845;
  font-size: clamp(1.8rem, 3.4vw, 2.6rem);
  line-height: 1.1;
}

.cbe-section-lead {
  max-width: 42ch;
  margin: 0;
  color: #6c7d93;
  line-height: 1.7;
  font-size: 0.98rem;
}

.cbe-stats-grid,
.cbe-resource-grid,
.cbe-video-grid,
.cbe-topic-grid {
  display: grid;
  gap: 18px;
}

.cbe-stats-grid {
  grid-template-columns: repeat(6, minmax(0, 1fr));
}

.cbe-stat-card,
.cbe-card,
.cbe-resource-card,
.cbe-video-card,
.cbe-topic-card,
.cbe-news-feature,
.cbe-news-card,
.cbe-news-side {
  border-radius: var(--cbe-radius);
  border: 1px solid var(--cbe-border);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--cbe-shadow-sm);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.cbe-stat-card {
  padding: 22px 18px;
  position: relative;
  overflow: hidden;
}

.cbe-stat-card::before,
.cbe-resource-card::before,
.cbe-video-card::before,
.cbe-topic-card::before,
.cbe-news-card::before {
  content: "";
  display: block;
  width: 56px;
  height: 3px;
  border-radius: 999px;
  background: linear-gradient(90deg, #b6955d, #d9c593);
  margin-bottom: 18px;
}

.cbe-stat-label {
  display: block;
  color: #6b7c92;
  font-size: 0.85rem;
  line-height: 1.45;
}

.cbe-stat-value {
  display: block;
  margin-top: 14px;
  color: #102845;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 2rem;
  line-height: 1;
}

.cbe-stat-card:hover,
.cbe-card:hover,
.cbe-resource-card:hover,
.cbe-video-card:hover,
.cbe-topic-card:hover,
.cbe-news-feature:hover,
.cbe-news-card:hover,
.cbe-news-side:hover {
  transform: translateY(-2px);
  border-color: rgba(199, 164, 90, 0.28);
  box-shadow: var(--cbe-shadow);
}

.cbe-two-col {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(320px, 0.95fr);
  gap: 22px;
  align-items: start;
}

.cbe-card {
  padding: 28px;
}

.cbe-rate-panels {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.cbe-rate-panel {
  padding: 20px;
  border-radius: 8px;
  background: #f7f4ed;
  border: 1px solid rgba(159, 122, 63, 0.18);
}

.cbe-rate-panel h3,
.cbe-policy-card h2,
.cbe-news-feature h3,
.cbe-news-card h3,
.cbe-resource-card h3,
.cbe-video-card h3,
.cbe-topic-card h3,
.cbe-footer h3,
.cbe-footer h4 {
  margin: 0;
  color: #102845;
}

.cbe-rate-date {
  margin: 0 0 8px;
  color: #7f8ea3;
  font-size: 0.82rem;
}

.cbe-rate-table {
  margin-top: 16px;
  display: flex;
  flex-direction: column;
}

.cbe-rate-row {
  display: grid;
  grid-template-columns: 1.35fr 0.8fr 0.8fr;
  gap: 12px;
  padding: 10px 0;
  border-top: 1px solid rgba(16, 40, 69, 0.08);
  color: #223a59;
  font-size: 0.95rem;
}

.cbe-rate-head {
  color: #7f8ea3;
  font-size: 0.76rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.cbe-target-pill {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding: 0 18px;
  border-radius: 999px;
  background: linear-gradient(135deg, rgba(16, 40, 69, 0.08), rgba(182, 149, 93, 0.14));
  color: #102845;
  font-weight: 700;
}

.cbe-policy-card p {
  color: #50627a;
  line-height: 1.75;
}

.cbe-inline-link,
.cbe-all-link {
  display: inline-block;
  color: #9f7a3f;
  font-weight: 700;
  margin-top: 8px;
}

.cbe-news-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.45fr) minmax(300px, 0.78fr);
  gap: 22px;
}

.cbe-news-main {
  display: grid;
  gap: 18px;
}

.cbe-news-feature,
.cbe-news-side {
  padding: 26px;
}

.cbe-news-feature {
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.98), rgba(247, 244, 237, 0.96)),
    #fff;
}

.cbe-news-feature-visual {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 12px;
  min-height: 150px;
  margin: 16px 0 18px;
  padding: 18px;
  border-radius: 12px;
  background:
    radial-gradient(circle at top right, rgba(255, 255, 255, 0.46), transparent 26%),
    linear-gradient(135deg, rgba(16, 40, 69, 0.96), rgba(45, 72, 110, 0.94));
  color: #fff;
}

.cbe-news-feature-chip,
.cbe-news-feature-stat {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.16);
  font-weight: 700;
}

.cbe-news-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 14px;
  margin-top: 14px;
  color: #74869c;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.cbe-news-feature h3 {
  margin-top: 14px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.8rem;
  line-height: 1.16;
}

.cbe-news-feature p,
.cbe-news-card p,
.cbe-resource-card p,
.cbe-video-card p,
.cbe-topic-card li,
.cbe-footer p,
.cbe-footer li {
  color: #53657d;
  line-height: 1.7;
}

.cbe-news-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.cbe-news-card {
  padding: 22px;
}

.cbe-news-card-visual,
.cbe-resource-visual,
.cbe-video-thumb,
.cbe-side-visual {
  margin-bottom: 16px;
  border-radius: 10px;
  overflow: hidden;
}

.cbe-news-card-visual {
  height: 122px;
  border: 1px solid rgba(16, 40, 69, 0.08);
}

.cbe-news-card-visual-reserves {
  background:
    radial-gradient(circle at 80% 18%, rgba(255, 255, 255, 0.4), transparent 20%),
    linear-gradient(135deg, #18375f, #54718f);
}

.cbe-news-card-visual-policy {
  background:
    radial-gradient(circle at 22% 26%, rgba(255, 255, 255, 0.24), transparent 18%),
    linear-gradient(135deg, #8f7448, #d1b67a);
}

.cbe-news-card h3 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.25rem;
  line-height: 1.25;
}

.cbe-news-tag-muted {
  color: #65768a;
}

.cbe-news-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.cbe-news-list li + li {
  padding-top: 14px;
  border-top: 1px solid rgba(16, 40, 69, 0.08);
}

.cbe-side-visual {
  min-height: 86px;
  display: flex;
  align-items: end;
  padding: 16px;
  background:
    linear-gradient(135deg, rgba(182, 149, 93, 0.18), rgba(16, 40, 69, 0.1)),
    #f7f4ed;
  border: 1px solid rgba(159, 122, 63, 0.16);
}

.cbe-side-visual-title {
  color: #102845;
  font-weight: 700;
  font-size: 0.95rem;
}

.cbe-news-list a,
.cbe-topic-card a,
.cbe-footer a {
  transition: color 0.18s ease;
}

.cbe-news-list a:hover,
.cbe-topic-card a:hover,
.cbe-footer a:hover {
  color: #9f7a3f;
}

.cbe-resource-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.cbe-resource-card,
.cbe-video-card,
.cbe-topic-card {
  padding: 24px;
  position: relative;
  overflow: hidden;
}

.cbe-resource-visual {
  height: 138px;
  border: 1px solid rgba(16, 40, 69, 0.08);
}

.cbe-resource-visual-series {
  background:
    linear-gradient(180deg, transparent 64%, rgba(255, 255, 255, 0.22) 64%),
    linear-gradient(90deg, rgba(255,255,255,0.2) 10%, transparent 10% 20%, rgba(255,255,255,0.18) 20% 30%, transparent 30% 40%, rgba(255,255,255,0.18) 40% 50%, transparent 50%),
    linear-gradient(135deg, #17355b, #3f648f);
}

.cbe-resource-visual-publications {
  background:
    linear-gradient(135deg, rgba(255,255,255,0.2), transparent 34%),
    linear-gradient(180deg, rgba(255,255,255,0.1), rgba(255,255,255,0)),
    linear-gradient(135deg, #8f7448, #d3ba86);
}

.cbe-resource-visual-regulations {
  background:
    linear-gradient(90deg, rgba(255,255,255,0.16) 0 18%, transparent 18% 26%, rgba(255,255,255,0.16) 26% 44%, transparent 44% 52%, rgba(255,255,255,0.16) 52% 70%, transparent 70%),
    linear-gradient(135deg, #2f4f78, #92a5bc);
}

.cbe-resource-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}

.cbe-resource-meta span {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  background: rgba(16, 40, 69, 0.06);
  color: #36506e;
  font-size: 0.76rem;
  font-weight: 700;
}

.cbe-resource-card h3,
.cbe-video-card h3,
.cbe-topic-card h3 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.3rem;
  line-height: 1.2;
}

.cbe-video-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.cbe-video-date {
  color: #7f8ea3;
}

.cbe-video-thumb {
  position: relative;
  height: 190px;
  display: flex;
  align-items: end;
  justify-content: start;
  padding: 14px;
  border: 1px solid rgba(16, 40, 69, 0.08);
}

.cbe-video-thumb-conference {
  background:
    radial-gradient(circle at 80% 18%, rgba(255,255,255,0.24), transparent 18%),
    linear-gradient(135deg, #1c3e69, #4f6d8e);
}

.cbe-video-thumb-guide {
  background:
    radial-gradient(circle at 24% 28%, rgba(255,255,255,0.24), transparent 18%),
    linear-gradient(135deg, #b6955d, #8f7448);
}

.cbe-video-thumb-remittance {
  background:
    radial-gradient(circle at 72% 30%, rgba(255,255,255,0.2), transparent 20%),
    linear-gradient(135deg, #27496f, #7f96af);
}

.cbe-play-btn {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #fff;
  font-size: 0.8rem;
  font-weight: 700;
}

.cbe-topics {
  padding-bottom: 78px;
}

.cbe-topic-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.cbe-topic-card ul,
.cbe-footer ul {
  margin: 16px 0 0;
  padding-left: 18px;
}

.cbe-topic-badge {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  background: rgba(182, 149, 93, 0.14);
  color: #7d6235;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 12px;
}

.cbe-topic-card li + li,
.cbe-footer li + li {
  margin-top: 10px;
}

.cbe-footer {
  padding: 56px 0 72px;
  background:
    radial-gradient(circle at top right, rgba(182, 149, 93, 0.2), transparent 22%),
    linear-gradient(180deg, #102845, #0a1d35);
  color: rgba(255, 255, 255, 0.8);
  border-top: 4px solid #b6955d;
}

/* Footer: slightly tighter side margins */
.cbe-footer .cbe-shell {
  width: min(1200px, calc(100% - 32px));
}

.cbe-footer-grid {
  display: grid;
  grid-template-columns: 1.25fr 0.9fr 0.9fr 1fr;
  gap: 34px;
  padding-bottom: 22px;
}

.cbe-footer h3,
.cbe-footer h4,
.cbe-footer a {
  color: #fff;
}

.cbe-footer h4 {
  margin: 0 0 12px;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
}

.cbe-footer ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.cbe-footer li + li {
  margin-top: 10px;
}

.cbe-footer a {
  color: rgba(255, 255, 255, 0.88);
}

.cbe-footer a:hover {
  color: #ffffff;
  text-decoration: underline;
}

.cbe-footer-bottom {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 16px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.9rem;
}

@media (max-width: 980px) {
  .cbe-footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 640px) {
  .cbe-footer-grid {
    grid-template-columns: 1fr;
  }
  .cbe-footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}

.cbe-footer-seal {
  width: 58px;
  height: 58px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  border-radius: 50%;
  background: linear-gradient(145deg, #b6955d, #8f7448);
  color: #fff;
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 700;
  letter-spacing: 0.08em;
}

.cbe-footer-logo {
  width: min(260px, 100%);
  height: 56px;
  display: inline-block;
  margin-bottom: 14px;
  border-radius: 0;
  object-fit: contain;
  object-position: center;
  border: 0;
  background: transparent; /* take footer background */
  /* Make the mark readable on dark footer without adding a box */
  filter: brightness(0) invert(1);
  opacity: 0.92;
}

@media (max-width: 760px) {
  .cbe-brand-logo {
    width: min(92vw, 420px);
    height: 64px;
    object-position: left center;
  }
}

.cbe-footer-contact {
  list-style: none;
  padding: 0;
  margin: 16px 0 0;
  display: grid;
  gap: 10px;
}

.cbe-footer-contact li {
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 10px;
  color: rgba(255, 255, 255, 0.78);
}

.cbe-footer-contact-label {
  color: rgba(255, 255, 255, 0.95);
  font-weight: 800;
}

@media (prefers-reduced-motion: no-preference) {
  @keyframes cbe-rise {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
  }
  .cbe-hero-copy,
  .cbe-hero-panel {
    animation: cbe-rise 520ms cubic-bezier(0.2, 0.8, 0.2, 1) both;
  }
  .cbe-hero-panel { animation-delay: 90ms; }
}

@media (max-width: 1200px) {
  .cbe-stats-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 980px) {
  .cbe-brand-row,
  .cbe-utility-inner,
  .cbe-nav,
  .cbe-hero-grid,
  .cbe-two-col,
  .cbe-news-layout,
  .cbe-footer-grid {
    grid-template-columns: 1fr;
    flex-direction: column;
    align-items: flex-start;
  }

  .cbe-section-head {
    align-items: flex-start;
  }

  .cbe-nav {
    min-height: auto;
    padding: 14px 0;
    align-items: flex-start;
  }

  .cbe-nav-wrap .cbe-shell,
  .cbe-brand-row {
    padding-top: 0;
    padding-bottom: 0;
  }

  .cbe-brand-row {
    padding: 18px 0;
  }

  .cbe-rate-panels,
  .cbe-news-grid,
  .cbe-resource-grid,
  .cbe-video-grid,
  .cbe-topic-grid,
  .cbe-hero-highlights,
  .cbe-panel-meta {
    grid-template-columns: 1fr;
  }

  .cbe-section-head {
    flex-direction: column;
  }
}

@media (max-width: 760px) {
  .cbe-shell {
    width: min(100% - 28px, 1200px);
  }

  .cbe-utility-right {
    flex-wrap: wrap;
  }

  .cbe-brand {
    align-items: flex-start;
  }

  .cbe-brand-seal {
    width: 58px;
    height: 58px;
  }

  .cbe-brand-title {
    font-size: 1.35rem;
  }

  .cbe-hero-copy,
  .cbe-hero-panel,
  .cbe-card,
  .cbe-news-feature,
  .cbe-news-side,
  .cbe-news-card,
  .cbe-resource-card,
  .cbe-video-card,
  .cbe-topic-card {
    padding: 22px;
    border-radius: 10px;
  }

  .cbe-search-row {
    flex-direction: column;
  }

  .cbe-stats-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 540px) {
  .cbe-stats-grid {
    grid-template-columns: 1fr;
  }

  .cbe-hero {
    padding-top: 30px;
  }

  .cbe-hero-copy h1 {
    font-size: 2rem;
  }
}